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Complimentary 401(k) Benchmark

Employer retirement plan management, made easy.

We're committed to delivering 401(k) and 403(b) plan management solutions, paired with exceptional service, to ensure your plan runs smoothly.

How do we serve our clients?

If you’ve been tasked as a 401(k) plan sponsor, hiring the right advisor is one of the most critical decisions you’ll ever make.


A 401(k) Advisor is your closest and most trusted ally in protecting the financial interests of your 401(k) plan’s participants. Our goal is to make this complex area of retirement planning as stress-free as possible.

We continuously monitor your investment performance.

Selecting and managing the appropriate investments offered through your plan is a serious fiduciary task.


As your Fiduciary Advisor, we'll research your goals, recommend appropriate investments, and optimize your investment menu on a regular basis.

 

We'll lend our retirement plan expertise.

You’ll receive the advice that you need, right when you need it most.


You’ll have a dedicated Point of Contact who can answer any complicated questions or guide you when you’re feeling lost in 401(k) plan options and piles of paperwork that you don’t understand. With expert counsel, you can maintain ERISA, DoL, and IRS compliance.

 

We help your employees understand their options.

We'll teach your plan participants to understand their options, benefits, and how to make changes.


Our experience in comprehensive wealth management services increases the value of our participant education.

How We Serve Our Clients

At Prosperity 401(k) Advisors, We will review your current plan's features and assess its effectiveness in all areas. For example, is your plan successful at driving participation and increasing deferral rates? Does it offer a sufficient variety of investment options to ensure participants are able to diversify* appropriately? Are there areas you would like to see improved upon, such as technology, reporting, and assistance with fiduciary compliance?
ERISA 3(21) and 3(38) Plan Fiduciaries
  • Review plan design
  • Select and monitor investments
  • Ensure competitive fees
  • Improve upon technology, reporting, and compliance
At Prosperity 401(k) Advisors, we offer employee education and consulting on a quarterly basis. These scheduled meetings (often in conjunction with a general staff meeting or other business function) are essential in meeting the plan’s obligations to educate and inform participants. Our meetings are informative and inclusive.  We cover topics of general interest to encourage plan participation, retirement planning and long-term investing.  We find that group meetings are important and useful in building a momentum supporting participation and team buy-in.
Employer & Employee Education
  • Quarterly employee education meetings
  • Annual reviews with trustees & administrators
  • Administrators & Trustees receive a free financial plan
At Prosperity 401(k) Advisors, we work with employers and employees to navigate the changing 401(k) and retirement planning landscape through plan design and administration; plan investment selection and monitoring; and employee education and consulting.
Investment Management
  • Investment menus designed for the needs of your participants
  • Investments continually monitored for performance
  • Investment menu optimized for participation and deferral rates

You're in good company.

More than 6,700 employees at over 30 companies save with Prosperity 401(k) Advisors.

Manage your risks by reserving a
complimentary 401(k) plan review.

Your employees deserve every opportunity to reach their retirement goals.

At Prosperity, our goal is to keep you informed so you can feel confident in today's decisions for a stronger financial future.

What you get 
with Prosperity 401(k) Advisory services

401(k) Efficiency

You'll receive assistance with plan design, record-keeping, and reporting -- all while reducing administrative overhead and eliminating your ERISA Fiduciary liability.

Pass Nondiscrimination Tests

We'll design your plan to ensure it stays up-to-date and compliant with government regulations, while minimizing your risk of huge losses from compliance violations.

Seamless Participant Experience

We'll focus on maximizing participation and helping your employees get the most out of their benefits. 

Lower Taxes

By offering a 401(k), you can lower your taxable income while helping your employees reach their retirement savings goals.

401(k) Knowledge Center

In-depth retirement intelligence at your fingertips

About Us

As your Fiduciary Registered Investment Advisory firm, we're bound by law to put your interests above our own. We're committed to maximizing your wealth within the constraints of your values and your life goals. 


Our team of qualified and experienced experts is dedicated to building a positive, long-term relationship with you.

Let's talk about your company retirement plan.

Whether you need a plan review or a new plan design, we'll help you align your retirement program objectives with your employees’ retirement savings needs.

2333 San Ramon Valley Blvd., Suite #200, San Ramon, CA

925-314-8500

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